Originally Posted by
Jason
I've been thinking a lot about this as I edge closer to 40. I have a 401k, and a Roth IRA. Calculators say I'm on track if social security estimates are accurate, but I have a feeling they won't be, and I should be saving more. I'm well behind what various articles like to say in very general terms. So yeah, I should be saving more, but I'm already saving 20% of my income, and having very little fun with the limited amount of money I have left over after bills.
Yay, adulthood?
My 401k is in a targeted date fund, and is doing great. My IRA is a mix of targeted, and index funds. I think I should probably throw in some sort of international fund, but I have no clue what to look for there. I'm not about gamble on individual stocks, since I'm absolutely ignorant there.