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Thread: Random Car Thoughts

  1. #451
    Car Lawyer dodint's Avatar
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    Not sure if I have mentioned it here but all of the V10 cars I have been watching are tumbling in price.

    The catch, of course, is every day of quarantine is one day longer with the city house and its mortgage.

  2. #452
    Senior Member
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    Ford is currently offering 0% and 84mo on all leftover 2019 stock.....

  3. #453
    Director Freude am Fahren's Avatar
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    7 year is a looong time. But at 0% who cares, I guess?

  4. #454
    Car Lawyer dodint's Avatar
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    I always take a long loan term and then payoff early. At 0% it is a no brainer.

  5. #455
    Senior Member Leon's Avatar
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    I usually buy older cheaper cars, because in NZ the depreciation curve vs the interest on car finance doesn't make for pretty reading.

    Pulling numbers out of my bum, a mortgage interest rate here is like 5% ish (now down to the 3% and change mark), while car finance is typically at more like 15-17%. Other than super special deals on some cars, which crop up rarely. This might be different after the lockdown lifts, to get some cars off yards. Right now, you can absolutely NOT buy a car, dealers shut down locked down, along with 90% of the rest of NZ.

  6. #456
    Senior Member
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    Doubt my local has a '19 FiST left in stock. Then again my '16 was financed at 3.9%. Only two years left to pay.

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