Page 69 of 85 FirstFirst ... 1959676869707179 ... LastLast
Results 681 to 690 of 849

Thread: The "Looking to become a homeowner" Thread

  1. #681
    Female Masturbatory Aid
    Join Date
    Jan 2014
    Location
    JAX
    Posts
    1,341

  2. #682
    'Trep dodint's Avatar
    Join Date
    Jun 2016
    Location
    Pittsburgh, PA
    Posts
    1,171
    Looked at 8 houses on Saturday (we only had one weekend to do this).

    Narrowed it down to 3.

    Then 2.

    Then one of those got an offer put on it on a Sunday afternoon, because reasons. Buh.

    1 house stands.

    And thus, the process begins.

    The guy that owns it was a car nut, though. Really curious what he was driving. The garage is fully decked out with work benches, cabinetry, ceiling mounted industrial space heater, ceiling mounted lighting (Snap-On 8 bulb spot light), and the largest NOS bottle I've ever seen in my life standing in the corner. I assume only the cabinets will be staying.

  3. #683
    Crime Fighter Cam's Avatar
    Join Date
    Jan 2014
    Location
    Columbia, SC
    Posts
    1,915
    Alrighty my trusted internet friends, school me on home ownership. What do I need to do and keep in mind before, during and after the purchase?

  4. #684
    'Trep dodint's Avatar
    Join Date
    Jun 2016
    Location
    Pittsburgh, PA
    Posts
    1,171
    Had the cabinets written into the contract, just in case.

    Offer made and accepted. Time to do the financials and inspect everything.

    There is a lot of stuff to know, but I will offer this tidbit: film your walkthroughs of houses. I filmed mine and it was hugely helpful. I carried around my tablet with the camera running. Don't bother looking through it or you won't actually look at the house, just treat it like a body cam. Huge help to us in deciding.

  5. #685
    Senior Member
    Join Date
    Jan 2014
    Posts
    2,083
    Damn, dodint, that's a great idea about filming.

    Michele's advice is to pay close attention to the neighbors. They may end up being a good reason to GTFO.

    With the administration looking to wipe out Dodd-Frank it may not be as much of an issue, but we had to provide the past two years of tax returns, last two retirement statements for any retirement account we have, pay stubs, and bank statements going back three months. Be ready to have all of that on hand.

    Be aware that your home inspections are surface-level only. They won't catch shit that's inside the walls, for instance. Like we found out with the shower.

    Home warranties are bullshit. Don't get one, don't let a seller use one as an incentive. Trying to use ours put us worse off than if we had just paid ourselves, as their contractors did so much damage that we ended up having to spend more out of pocket.

    Also, find a realtor who actually listens to you. It took us a few before we found one that was sending us properties we actually liked rather than just whatever they thought we might be able to afford.

  6. #686
    Member Member 21Kid's Avatar
    Join Date
    Jan 2014
    Location
    Chicago, IL, USA
    Posts
    4,136
    Realtors get paid when you buy a house. Keep that in mind. Even if they say they work for you, they only get paid when the purchase is complete. So, they'll push anything to get you to buy something.
    I'd personally do as much internet research as possible. Zillow, trulia, realtor.com, there are a ton of ways to view properties. Anything that has a MLS# can be viewed online. And even ones that don't thanks to zillow, craigslist, etc... Just ask Nate.
    Don't over-extend your budget. Feel free to PM me if you have any mortgage specific questions.
    Find an area that is a good compromise of convenience and amenities.
    Don't forget, if you buy a single family residence, you'll need yard equipment, ladders, tools, etc... which can add up if there are other purchases you have to make to furnish, or do any fixing.
    Take your time.

    Quote Originally Posted by Tom Servo View Post
    Damn, dodint, that's a great idea about filming.

    Michele's advice is to pay close attention to the neighbors. They may end up being a good reason to GTFO.

    With the administration looking to wipe out Dodd-Frank it may not be as much of an issue, but we had to provide the past two years of tax returns, last two retirement statements for any retirement account we have, pay stubs, and bank statements going back three months. Be ready to have all of that on hand.

    Be aware that your home inspections are surface-level only. They won't catch shit that's inside the walls, for instance. Like we found out with the shower.

    Home warranties are bullshit. Don't get one, don't let a seller use one as an incentive. Trying to use ours put us worse off than if we had just paid ourselves, as their contractors did so much damage that we ended up having to spend more out of pocket.

    Also, find a realtor who actually listens to you. It took us a few before we found one that was sending us properties we actually liked rather than just whatever they thought we might be able to afford.
    It would take quite a while for any undoing of Dodd Frank to take effect, IMO. And I don't know how much it would really change from a documentation perspective.

  7. #687
    'Trep dodint's Avatar
    Join Date
    Jun 2016
    Location
    Pittsburgh, PA
    Posts
    1,171
    Kid is good people. He sniffed out a few weird quirks of properties by pulling them on on Google Maps and looking at the satellite imagery. Stuff like a shared driveway or close proximity to a commercial zone.

  8. #688
    'Trep dodint's Avatar
    Join Date
    Jun 2016
    Location
    Pittsburgh, PA
    Posts
    1,171
    Russ (you mentioned in chat), if you go to 1:55 you can see a crude walkthru of the garage:

    https://youtu.be/E8yJ_DsyUbA?t=1m55s

    The blue thing by the door is the biggest NOS bottle I've ever seen.

  9. #689
    I'm gooder. Phil_SS's Avatar
    Join Date
    Jan 2014
    Location
    Pittsburgh
    Posts
    1,112
    Quote Originally Posted by dodint View Post
    Offer made and accepted. Time to do the financials and inspect everything.
    Where at?

  10. #690
    Senior Member
    Join Date
    Jan 2014
    Posts
    2,586
    Quote Originally Posted by Cam View Post
    Alrighty my trusted internet friends, school me on home ownership. What do I need to do and keep in mind before, during and after the purchase?
    Location location location! Check on Zillow to see how the neighborhood schools are rated... Probably should avoid neighborhoods with bad schools unless you have other amazingly compelling reasons to ignore that.

    It's also going to take a while for you to finally get the house you want... So be patient.

    Keep us posted, good luck!

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •